Humak has insured its students against damages related to their studies. Find out more about accident insurance, work placement insurance, and travel insurance on this page.
Humak provides the following insurance for its degree students:
The student has to have a Finnish ID number in order to be insured by Humak.
Pohjola Insurance’s customer service number is 0303 0303.
The Study Accidents Act provides for compensation for an accident that has caused an injury or illness and that has occurred to a person during UAS studies. The Study Accidents Act does not require the studying to lead to a profession or a degree. In this way, the law may also apply to students in Open Universities if the study includes practical teaching comparable to work in accordance with the curriculum or degree criteria.
The insurance is valid only in study-specific and work-like circumstances. Conditions comparable to work include practical teaching comparable to work (teaching according to the curriculum or degree criteria) as well as on-the-job training, internships and demonstration examinations.
Statutory accident insurance is also valid under the same conditions when the student is abroad for a study exchange or internship. In paid internships, the employer is responsible for the student’s insurance cover.
If you have an accident:
The treatment of the injury takes place primarily at a Pohjola Hospital, which can be billed directly for insurance. If necessary, treatment can take place elsewhere in the public or private sector.
More information can be found on the Pohjola Claim Help page (employee = student).
Voluntary internship insurance covers property owned, used or otherwise held by an internship company. The internship insurance covers liability, which may also cover property and personal injury caused to another or a third party. The internship insurance has a deductible of EUR 500/2000 (Finland / Abroad).
The insurance does not cover the policyholder’s or intern’s own property.
In paid internships, the employer is responsible for the student’s insurance cover.
The insurance is not valid in the US or Canada.
Travel insurance is only available for study-related trips. Please ask the Study Affairs Office for an insurance card to take with you on your trip before you leave. The card is either sent to you by mail or you can collect it from Helsinki campus Study Affairs Office. Therefore please ask for the card well before you leave. The insurance is not valid without the card!
The insurance includes:
Administrator of the page: Opintotoimisto,
Last modified: November 22, 2023